Privacy Policy
At Sprialofpi, we believe your privacy and the security of your information
are important. The following Privacy Policy details our information gathering,
protection, and handling practices relating to use of the website www.spiralofpi.com.
If you have questions or concerns about our privacy policy, you can contact us
by phone at 727-477-3074.
Why We Collect Visitor Information
There are two reasons why we collect visitor information on this site.
(1) Information is collected to provide real-time, accurate life and health
insurance quotes.
(2) Information is collected to initiate the application request process and/or
to begin the purchase of life and health insurance.
The only personally identifying information collected on this site is
provided by you, the user, voluntarily. Site usage statistics and aggregate
user profiles are analyzed to see user trends and are not used to track the
usage patterns of individual users.
Information Collected & How We Use It
Insurance Quote Request Form
This site provides free life and health insurance quotes. To provide
accurate quotes, certain information must be collected, including state of residence,
date of birth, gender, height, weight, coverage amount desired, term period
desired, health classification of the proposed insured, and tobacco use. For
simplified issue and guaranteed issue life and health insurance quotes, other
health information may also be required.
All life and health insurance carriers have proprietary rate guidelines
based on the previously mentioned information. To provide accurate quotes and
rates, the information mentioned above must be collected.
Insurance Application Request Form
This form represents the initiation of the insurance purchasing process. By
filling out this form, you are requesting contact by a member of our staff
regarding your purchase of insurance. The information collected on this form
(name, mailing address, email, and phone numbers) will be used only to contact
you regarding your purchase of insurance. Sprialofpi does not sell or give away
this information. Sprialofpi may share this information with life and health
insurance carriers in an effort to provide the best service and products to
you, our client.
This form also requests other health and lifestyle information required by
the majority of insurance applications. You do not need to fill out this
information online, but you will need to provide it during the application
process.
Cookie
A cookie is a piece of data stored on a user’s computer that is tied to
information about that user. None of the cookies this site uses are linked in
any way to personally identifiable information.
This site uses both session ID cookies and persistent cookies. Session ID
cookies terminate once the user closes the browser. Persistent cookies are
small text files stored on the user’s hard drive for an extended period of
time. Persistent cookies can be removed at any time by following “Help”
directions provided by your browser. Cookies may be disabled at any time by
following “Help” directions provided by your browser.
Information collected by cookies is analyzed to determine the effectiveness
of our site. Users that reject our cookies may still use our site.
Log Files
When visitors enter and navigate through the pages of our site, our server logs
information, including the internet address of the server or computer
contacting us, the date and time, the referring site and its URL, as well as
the visitor’s browser, operating system, and screen resolution. This data is
analyzed to understand better what our visitors are looking for and to improve
the quality of our site. We look for trends, identify most- and least-visited
pages, and collect broad demographic information. None of the information
gathered through our log files is shared with or sold to outside organizations.
Nor do we look at individual users and their usage patterns, or use these
technologies to gather emails or personally identifiable information.
Communication with Clients
Once a user has initiated a relationship with Sprialofpi through this site,
various forms of communication may ensue. They include
(1) contact by telephone
(2) contact by email;
(3) contact by mail
(4) contact by fax.
All contact is to help our clients apply for, purchase, and/or get life and
health insurance and/or other forms of insurance (such as an annuity, health,
vision, etc.). Contact will only come from a Sprialofpi agent and/or our
processing staff.
If at any time you desire that we cease contact with you, please reply by
e-mail, telephone, mail or fax and we will immediately remove you from our
database.
Your Options
On Sprialofpi.com
This site is open for public use without providing any personally identifiable
information.
By providing your personally identifiable information on this site, you are
explicitly initiating a relationship (as defined by the National Do Not Call
Registry) with Sprialofpi and are inviting, consenting to, and requesting
contact and information from us, which may be provided to you online, by phone,
fax, email, or mail by Sprialofpi or one of our carriers, affiliates, vendors,
or partners. As such, you are waiving any right (including claims under the
Telemarketing Sales Rule) extending in perpetuity to claim that we contacted
you without your express consent.
If, at any time, you desire that we cease contact with you, we will honor
your request to place you on our internal “Do Not Contact” list.
Email
You can unsubscribe from our email mailing list at any time by clicking on
the “unsubscribe” link at the bottom of any one of our emails. Or simply reply
with the message “unsubscribe”.
Cookies
You may disable cookies on your browser at any time by following the directions
provided to you by your browser.
Update/Change Personal Information
If you would like to update or change the personal information we have on file
for you, please contact us at 727-477-3074.
Carrier, Partner, Vendor, and Affiliate Privacy Policies
Sprialofpi may share your personally identifiable information with insurance
carriers or other partners, vendors, or affiliates for the express purpose of
assisting you in your purchase of insurance. Sprialofpi is not liable or
responsible for these third-party companies’ privacy policies or procedures, or
any loss or breach of data through these third-party systems. Please contact
these individual organizations with questions regarding their Privacy Policies.
Spam Policy
Sprialofpi does not spam.
Spam or UCE (Unsolicited Commercial Email) is an attempt to deliver an email
to someone who would not choose to receive it. If you receive an email from Sprialofpi,
it is because (1) you expressly shared your email address with us for the
purpose of receiving information in the future (also known as “opt-in”), or (2)
you have purchased from us or have a current relationship with us.
By requesting information from us or providing your contact information on
our site, you have agreed to opt-in to receive our information.
You can unsubscribe from our email mailing list at any time by clicking on
the “unsubscribe” link at the bottom of any one of our emails or by replying to
the email with the subject line, “unsubscribe”.
Privacy Policy Updates
This Privacy Policy may be updated at any time. Sprialofpi is always looking
for new and safer ways to protect our clients’ information. Consequently, this
Privacy Policy may be updated to reflect those changes. It is suggested that
you review this Privacy Policy each time you use this site.
Contact Us
If you have any questions regarding this document, our procedures and
policies, this site, or your relationship with us, please contact us at the
email address below.
contracting@spiralofpi.com